Affordable Auto Insurance Tips 2021

By Psquared - May 06, 2021

Drivers can easily save on car insurance with discounts. Car insurance companies offer discounts in a variety of situations and for a variety of reasons. Policy holders should contact their insurers to find out what discounts they are entitled to.

The discounts that help drivers save the most money are as follows:

No claim discounts. 

To be eligible for this exemption, drivers must drive clean for a period, which is usually 5 years. This means that drivers must be free of claims and not spend a criminal record during this period. Eligible drivers for this discount can save up to 25% of their premium, depending on the insurance company

Good student discount.

Students that are doing great in school might be eligible for this discount. Students that have at least a 3.0 GPA can gain a discount that is around 10% of their insurance premiums.

Low-mileage discount.

Drivers that for various reasons are driving less than they normally do, should notify their insurers and check if they are eligible for a low-mileage discount. Driving fewer miles means that drivers are spending less time on the roads and they are less likely to be involved in a car crash. For this reason, insurers are offering a low-mileage discount.

Full payment discount.

Drivers get a discount on paying for full insurance with a single payment. The insurance company saves money by reducing the monthly administrative costs. Depending on the insurer, drivers can save 10% of their premium with the help of this discount.

Defensive driving courses

Are ideal for seniors who want to refresh their memories and make sure they still have the ability to drive a vehicle. Graduates of the Defensive Driving Course are offered a grand discount and in some cases a few points are removed from the driving record.